Refact.ai
Open-source autonomous coding agent that has topped SWE-bench; does code completion, in-IDE chat and end-to-end task automation with on-prem deployment. Free tier with unlimited completions, Pro $10/mo, BYOK at zero coin cost.
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Our take
Refact.ai is an open-source coding agent that has ranked #1 on SWE-bench, handling completion, in-IDE chat and multi-step tasks. The free tier gives unlimited completions; Pro is $10/mo, and BYOK runs at no coin cost. On-prem with zero telemetry suits privacy-sensitive teams. Its outcome score leans on the public benchmark.
Best for
Teams that want a self-hostable, benchmark-proven coding agent with full code privacy.
Pros
- Open-source and self-hostable, zero telemetry on-prem
- Top SWE-bench results for end-to-end tasks
- Free unlimited completions; BYOK at no coin cost
- Pro is only $10/mo
Cons
- Coin-based billing takes a moment to grasp
- Agent reliability still varies on messy codebases
- Smaller ecosystem than GitHub Copilot
How it compares
Against Copilot or Cursor it wins on openness, on-prem privacy and benchmark transparency; it asks more setup in return.
Full review
Refact.ai is an open-source coding agent that runs in your IDE and can take a task from prompt to working change — completion, chat, refactors and multi-step automation. It has ranked #1 on SWE-bench, the standard public benchmark for resolving real GitHub issues, which is why its outcome score leans on third-party evidence rather than vendor claims.
The free tier covers unlimited completions, Pro is $10/mo, and bringing your own key runs at zero coin cost. The on-prem option with zero telemetry is the real draw for privacy-sensitive teams. For Indian teams, self-hosting with your own model keeps costs predictable and data in your control, though you'll still want a human reviewing diffs on messy codebases.
Cloudkart Trust Graph
4.0/5- Actual Utility4/5
Source: Initial LLM-authored rubric (backfill)
- Ease of Use3/5
Source: Initial LLM-authored rubric (backfill)
- Pricing Fairness5/5
Source: Initial LLM-authored rubric (backfill)
- Reliability4/5
Source: Initial LLM-authored rubric (backfill)
- Differentiation4/5
Source: Initial LLM-authored rubric (backfill)
Scored as of . Each score is versioned and auditable; vendors cannot buy it.
How this score is set
- Editorial rubric
- Primary signal — five dimensions, 4.0/5 average.
- Community reviews
- None yet.
- Pricing verified
- Not yet verified
- Independence
- Score set by our editorial team before any affiliate relationship is considered. No vendor can buy it.
Frequently asked questions
- Is Refact.ai free, and how much does it cost?
- Refact.ai is open source and free to self-host.
- Who is Refact.ai best for?
- Teams that want a self-hostable, benchmark-proven coding agent with full code privacy.
- How is Refact.ai rated on Cloudkart.ai?
- Refact.ai scores 4.0 out of 5 on the Cloudkart.ai rubric, which weighs actual utility, ease of use, pricing fairness, reliability and differentiation. Scores are set editorially and can never be bought.
Community reviews
No community reviews yet. Be the first to share how Refact.ai works for you.
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